Prinnity California Privacy Policy
Effective Date: Jan25, 2024
This California Privacy Policy, required by the California Consumer Privacy Act (“CCPA”), applies to “personal information” subject to the CCPA. Our data collection, use, and sharing practices are primarily governed by our Prinnity Privacy Policy, but if you are a California resident, the CCPA may also apply to our Services in relation to business products featured on our site (e.g., business insurance products, investment services). This California Privacy Policy should be read in conjunction with the Prinnity Privacy Policy and Prinnity Terms of Use, which are incorporated by reference.
A. Personal Information We Collect, Disclose for a Business Purpose, and Sell
We collect various categories of personal information about California consumers and use and disclose this information for business or commercial purposes. We also allow certain third parties, including non-affiliated partners and advertising networks, to collect information about your online activities on the Site using technologies like cookies and web beacons. This may constitute a “sale” of personal information under the CCPA. For more details and opt-out information, refer to the “Third-Party Web Beacons and Buttons” section of the Prinnity Privacy Policy.
B. Categories of Sources
We collect personal information directly from you, consumer reporting agencies like TransUnion or Equifax, and third-party services via APIs. Automated tools also collect data about your interaction with our Services.
C. Why We Collect, Use, and Share California Information
We use and disclose the personal information for commercial purposes (such as marketing and advertising) and business purposes (like audits, legal compliance, and maintaining our Services). We disclose personal information to various third parties including service providers, lending partners, advertising networks, and government entities.
D. Your Rights Regarding Personal Information
As a California resident, you have specific rights regarding personal information, including the right to know, request deletion, and opt out of the sale of your personal information.
E. Our Retention of Your Personal Information
We retain your personal information as necessary for business purposes and compliance with legal obligations. However, you may request deletion of your information, subject to certain exceptions.
F. How to Exercise Your California Consumer Rights
To exercise your rights, visit our Privacy Preferences page or email us at [email protected]. You can also opt out of certain cookie-related practices through our cookie banner management tool or third-party opt-out tools.
G. Verification Process and Required Information
We may request additional information to verify your identity or understand the scope of your request. You are not required to create an account to submit or fulfill a request.
H. Authorized Agent
You can designate an authorized agent to make a CCPA request on your behalf. If the agent is an entity, it must be registered with the California Secretary of State.
I. Minors’ Right to Opt-In
We do not sell the personal information of consumers we know to be under 16 years of age.
J. Business Services Information
When you provide personal information for business services like small business insurance or investment services, the disclosure of this information in connection with your request is not considered a sale under the CCPA.
Previous Versions of This Policy