Terms of Use

Last Updated: Jan 25,2024

These Terms of Use (“Terms”) govern your access to and use of all Prinnity products and services (collectively, the “Services”), available through our website at www.prinnity.com and any related mobile applications (collectively, the “Site”). “Prinnity” or “we” refers to Pinnity Agency LLC. and its affiliates, and “you” refers to the individual using the Services or, if applicable, the entity on whose behalf services are used.

The Services are designed to provide comprehensive financial, investment, and insurance information and are intended for users globally, subject to local laws and regulations. Services include, but are not limited to, financial advice, access to third-party financial products, and platforms for financial planning and decision-making.

By accessing or using the Services, you agree to these Terms, as we may update them periodically. We may also require you to review and accept supplemental terms for specific Services.

1. Account Registration and Security

You must be at least eighteen (18) years old to use the Services and ensure that your account information remains accurate and complete. You are responsible for the security of your account credentials and must notify us immediately at [email protected] in case of any security breach.

2. Service-Specific Terms

Certain Services may have additional requirements or terms:
Financial Product Access: For services like pre-qualified loan rates or credit score access, additional terms may apply.
Forums and Community Spaces:Use of discussion forums is subject to these Terms and our Community Guidelines.

3. Third-Party Services

Advice and Content: Third-party advice and content are for informational purposes only. Prinnity is not liable for such external content.
Information Sharing:You may need to share personal financial information with third parties when using some Services.

4. Prohibited Conduct

You agree not to misuse the Services or engage in illegal activities, violate third-party rights, or disrupt the operation of the Site.

5. Intellectual Property and User Content

The Services are protected by intellectual property laws. You grant Prinnity rights to use the content you provide in connection with the Services.

6. Indemnification

You agree to indemnify Prinnity against claims arising from your use of the Services, violation of the Terms, or infringement of third-party rights.

7. Termination

We may terminate or suspend your access to the Services for violations of these Terms. You can terminate your account by contacting our Customer Service.

8. Modification of Terms

Prinnity reserves the right to modify these Terms. Continued use of the Services after changes implies acceptance of the new Terms.

9. DISCLAIMERS OF WARRANTIES

Services are provided “as is” without warranties of any kind. Prinnity disclaims all liability for errors or inaccuracies in the Services.

10. LIMITATION OF LIABILITY

Prinnity’s liability is limited to the maximum extent permitted by law, and in no event shall it exceed the amount you paid for the Services.

11. Governing Law

These Terms are governed by the laws of [Jurisdiction], without regard to its conflict of laws principles.

12. Dispute Resolution

Disputes between you and Prinnity will be resolved through binding arbitration, except for small claims or intellectual property disputes. Class actions are not permitted.

13. Modification of Services

Prinnity may modify or discontinue the Services without notice.

14. General Provisions

These Terms constitute the entire agreement between you and Prinnity and are subject to change only by a written amendment.

15.Prinnity Customer Service

For questions or suggestions, please contact us at [email protected].